Any treatment of the eyes and eyesight conditions falls under optics and vision care. One of our five primary senses, our eyes, are our gateway to the world. Not only do they allow us to see and function well in our daily lives, but they also allow us to take in the gorgeous world around us. That is why taking good care of our optics and vision is really important. If you’re intrigued, keep reading.

What is vision care insurance?
Vision care insurance usually covers preventive and routine eye care, such as eye exams, contact lens fittings, eyeglasses, and frames. In most cases, it is not included in basic insurance policies and needs to be opted for as an add-on package. However, since vision care costs are generally predictable, vision insurance add-on plans are inexpensive.
When buying vision insurance, it is essential to consider the cost and benefits of each plan before making a purchase. It is also important to note that eye diseases are not typically covered under vision insurance. Eye diseases are often expensive to treat and, in most cases, are covered under health insurance. Employer-sponsored health plans may have different concessions for the same.
With this additional plan, you can avail of vision care services across various centers around the country. Apart from eye specialists’ clinics, these plans include several retailer-based opticians.

How much does a vision care insurance plan cost?
Prices for each vision care plan vary by the benefits offered. Some providers offer these plans starting at $5 per month.

What are the advantages of a vision care insurance plan?
There are several pros of getting a vision care plan, such as:

• Most plans can easily be added to existing health insurance plans.
• These plans may also be purchased individually to save money.
• Premiums for vision care plans are affordable.
• Vision care plans can reduce the cost of products such as corrective glasses and lenses.

What are the disadvantages of a vision care insurance plan?
Buying vision insurance may also come with limitations, including:

• Not being able to use out-of-network service providers.
• Added expense for those who do not need regular eye care.
• Limits regarding products included in the plan.

What are some popular vision care insurance providers?
Based on the type of coverage, exclusions, and your budget, here are some top vision care insurance plans to choose from:

• VSP Vision Care: With prices starting at as low as $13, VSP offers several plans, flexible coverage, and costs, making it an attractive choice for many people.
• EyeMed: Premiums at EyeMed start at as low as $5. This popular option has multiple plans with benefits, including frame allowances and no waiting period.
• Davis Vision: For the most comprehensive options, Davis Vision offers the best add-on plans, including additional health-related offers and discounts on LASIK.
• UnitedHealthcare: UnitedHealthcare is available in 900 correction locations in 44 states. Coverage options vary from state to state.
• Humana: For contact lens users, Humana offers several vision care insurance plans with special allowances and no annual deductibles. However, they have high out-of-network costs and an initiation fee of $35.

Many insurance plans also allow you to buy opticals online for a stress-free vision care experience.